How our legal notice applies
This legal page explains the terms that govern your account, the privacy choices linked to your profile, and the records we keep when you use UPI, Paytm or PhonePe. We write these terms for India in plain English, but access is not the same in every
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place. Your ability to open an account, reach the lobby or use payment tools depends on local law and is available where local law permits. We may ask for account checks before certain actions, such as a withdrawal request or a change to your registered details.
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We also keep transaction logs, login records and support messages for lawful business, security and dispute-handling needs. If a term changes, we place the updated wording on this page and apply it from the stated update point.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.